Synchrony Car Care Credit Card: 32 different flavors to skip Recommended in limited cases. Use the Synchrony Car Care Credit Card (and all its various versions) very cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees. If you...
Tuffy credit card: Use only as last resort | A brief reviewRecommended in limited cases. Use the Tuffy Credit Card very cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees. If you must pay for a large auto repair or...
Express Oil Change Credit Card | 5 minute review - only apply if desperateRecommended in limited cases. Use the Express Oil Change Credit Card very cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees. If you must pay for a...
Burlington Credit Card | 5 Reasons It's a Bad IdeaAvoid. It's hard for us to see a reason to get this card. If you do anyway, use the Burlington Credit Card very cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees.Pros and...
Mattress Warehouse Credit Card Shoppers: 3 Reasons to Be Careful!Recommended in specific cases. Use the Mattress Warehouse Credit Card very cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees. If you need to pay for a new...
Ivan Smith Credit Card: What you need to know in 5 minutes or lessRecommended in specific cases. Use the Ivan Smith Credit Card very cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees. If you need to pay for a large furniture...
Pep Boys Credit Card: Everything You Need to Know in 5 MinutesRecommended in specific cases. Use the Pep Boys Credit Card very cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees. If you need to pay for a large auto repair or...
We want, and we want you to get, the most out of life.
That doesn’t mean skipping coffees until you’re 65 just to scrimp by in retirement when you’re already old, like most personal financial advice will tells you to do.
We believe in helping you get wealthy early!
Most personal finance advice is not written by true experts. Our writers and editors:
Lovesac Credit Card: Don't Miss Our Pros, Cons, and TricksRecommended in specific cases. Use the Lovesac Credit Card cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees.Pros and Cons: Lovesac Credit CardProsYou can effectively...
Jiffy Lube Credit Card | Review | Avoid Unless DesperateRecommended in specific cases. Use the Jiffy Lube Credit Card very cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees. If you need to pay for a large auto repair or...
America's Tire Credit Card | Review | Avoid Unless Really DesperateRecommended in specific cases. Use the America's Tire Credit Card very cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees. If you need to pay for a large auto...
Brakes Plus Credit Card: Good in a Pinch, Otherwise Skip It Recommended in specific cases. Use the Brakes Plus Credit Card very cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees. If you need to pay for a large auto repair or...
Athleta Credit Card: Fun Idea, But Not Worth the Trouble Recommended in specific cases. Use the Athleta Credit Card cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees. If you shop at Athleta or Gap brand stores very...
Rue21 Credit Card review: worth the trouble? Recommended in specific cases. Use the Rue21 Credit Card cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees. If you shop at rue21 very frequently, the 10% back in store credit can...
PayPal Credit Card | Amazing Cashback Mastercard | What we Love and Hate About It Strongly recommended as core card in your wallet. The deserves consideration as your anchor cashback card due to its 2% on everything unlimited cash back rate. Don't carry a balance...
Most people have at least one credit card in their wallets, but how many have ever taken a closer look at this powerful piece of plastic? If you’ve tried to familiarize yourself with your credit card’s features, you may have asked yourself, “What is a cardholder...
Arhaus Credit Card: An Honest ReviewRecommended in specific cases. Use the Arhaus Credit Card cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees.Pros and Cons: Arhaus Credit CardProsYou can effectively create a no interest...
AAMCO Credit Card Executive Summary Unless you're really desperate, skip the AAMCO credit card - the lack of a features and ~30% interest rate make almost any other card a better choice. If you have no other way to pay and need an emergency car repair to make, this is...
Forest River is an outdoor recreation company owned by Berkshire Hathaway that manufactures recreational vehicles (RVs), pontoon boats, commercial trucks, buses and trailers. One way Forest River makes it easier for consumers to purchase their products and services is...
Starting a life in a new area can be scary, especially if you’re moving to a new country. There are so many preparations to make, and they all cost a pretty penny. To make this transition easier, and since Zolve itself is not a bank, Zolve partnered with the Community...
If you're visiting the Caribbean and are thinking of buying a luxury watch or fine jewelry, you might stumble across a Little Switzerland store. This chain is known for being the largest and most reputable authorized fine jewelry dealer in the area. With 20 stores in...
The AutoPass Credit Card for Tire And Service Centers is one of many Credit First National Association (CFNA) automotive service cards. The CFNA is a bank owned by Bridgestone, so this credit card is accepted in thousands of automotive service locations nationwide....
SBLOC Loans | Introduction and Quick Summary ✅ SBLOC stands for a Securities Backed Line of Credit and is a form of securities based lending. ✅ Many brokerage firms and financial advisors offer this form of lending. ✅ It's similar to something you may be...
The short answer is: Likely only a good card for large-one time purchases where you're sure you can payoff the promotional balance within the promotional timeframe Severe drawbacks if you don't carefully follow the terms and conditions of the promotional period, like...
The short answer is: ✅ At the pump: probably not 🚨 Inside the station, with a cashier/attendant: probably yes Details on why: At the pump You're very unlikely to be able to manually enter credit card information at the payment gateway / physical terminal located...
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Introduction to How to Use a Credit Card Responsibly: A Quick Story of My Friend With 50 Credit Cards! This article will cover a few more advanced strategies you can use to get the most out of your credit cards once you’ve mastered the basics of responsible credit...
Founder/Owner/Editor/Author
Cody is the founder and owner of Personal Finance Guru. His day job is as a management consultant at one of the Top 3 firms (think Mckinsey, Bain), where he advises Fortune 500 C-suite clients on their most important and pressing business problems. He completed his business education at Harvard Business School.
After seeing the lack of personal finance education for regular people, Cody started the website with the mission to provide everyone access to information that will help them achieve their financial goals.
Cody approaches personal finance from a maximalist perspective, shunning typical advice around simply not buying a cup of coffee instead of more effective methods like investing in yourself to quickly grow your income.
He believes in saving money and investing for the future, but he also knows that you need to enjoy life today. That’s why Cody approaches money with a sense of humor and a positive attitude. He knows that if you’re not having fun while you’re growing your wealth, then what’s the point?
Cody approaches life with the same gusto that he brings to personal finance. He loves to travel and experience new cultures, and he is an avid reader and learner. He also enjoys playing sports (especially tennis) and spending time with his family and friends.
Editor & Author
Cathy Gresham is a finance whiz.
After earning her MBA from The Wharton School, she has worked in strategy at some of the world’s largest and most influential financial companies for 20+ years. Notably, she has worked for the biggest credit card issuers and networks and brings an insider’s perspective to how credit card products work behind the scenes.
Cathy is passionate about personal finance and investing, and loves helping people learn about these complex topics. Her wit and humor make learning about money fun, and she’s always happy to share her knowledge with others.
Cathy enjoys spending time with her family and friends when she’s not crunching numbers or developing investment strategies. She’s also an avid runner, and can often be found pounding the pavement on her morning jog.
Author
John has always been fascinated by money, wealth, and investing. He got a front row seat into how Ultra High Net Worth individuals, families, and entities manage their money while working for years in Goldman Sachs’ Private Bank.
He learned a great deal about personal finance and wealth management from some of the most experienced professionals in the industry.
Now he enjoys helping all kinds of people grow their wealth and achieve their financial goals.
When he’s not advising clients, Cody enjoys playing golf and spending time with family and friends.
At Personal Finance Guru, we want to help you maximize your lifestyle through personal finance. You can trust the integrity of our independent financial advice. Our opinions our own and have not been provided, review, approved, or endorsed by any advertiser or financial product provider. To support and grow the site, however, we may receive compensation from the issuers of some products.