Are you considering Truebill to track and help you save money? Continue reading to discover whether this app is a good match for you!Fact checked by Cathy GreshamUpdate: Truebill is now a part of Rocket Money. It is a financial management app owned by Rocket...
What are certified funds, how do they work, and what is their purpose? Read this article to learn everything you need to know about certified funds.Fact checked by Cathy GreshamWhile the term “certified” funds may initially be confusing, the idea is very...
Can you spread out the costs of a Rolex watch with finance? We take a closer look at how you can finance your Rolex and what you need to qualify.Fact checked by Cathy GreshamWith the price of a Rolex watches ranging from a few thousand dollars to tens of thousands of...
Roth IRAs are a great way to save for your future, and get ready for retirement. But what are the rules for multiple accounts? Read on to learn more.Fact checked by Cathy GreshamRoth IRAs, or Individual Retirement Accounts, are a great way to save and invest for...
Need a good credit union based in Arizona? Check out our top recommended credit unions in Arizona right here, along with our in-depth reviews for each choice! Fact checked by Cathy Gresham Credit unions are nonprofit cooperatives which offer people saving and lending...
A flat wallet, otherwise known as a crypto wallet, is necessary software to keep crypto data safe, as well as to protect transfers. Click through to learn more about it!Fact checked by Cathy GreshamMost people know wallets as handy little pouches or cases used to help...
If you need to know if affirm affects your credit score then dive into our brief article below. We cover everything you need to know and more on the topic.Fact checked by Cathy GreshamAffirm is one of several popular ‘Buy Now, Pay Later' options, which have been...
We want, and we want you to get, the most out of life.
That doesn’t mean skipping coffees until you’re 65 just to scrimp by in retirement when you’re already old, like most personal financial advice will tells you to do.
We believe in helping you get wealthy early!
Most personal finance advice is not written by true experts. Our writers and editors:
Can you use a credit card for closing costs? We took a closer look at the answer to this, as well as the other options that you may want to consider. Fact checked by Cathy Gresham Closing on a house is an exciting time, but it can also be very expensive - especially...
![Do You Get Paid For Orientation? [Answer Inside]](https://z2la4b.p3cdn1.secureserver.net/wp-content/uploads/2023/01/Do-You-Get-Paid-For-Orientation-1-400x250.webp)
Orientation is an important part of starting any new job - but do you have to be paid? The answer is yes - and we have all the information you need.Fact checked by Cathy GreshamOrientation is an important element of finding your feet in a new role - this is a chance...
Has your total loan balance increased, but you're not sure why? There are 3 primary reasons why this could happen. Check out our guide below to find out the most common reasonsFact checked by Cathy GreshamLoans can be a great financial tool. Taking out a loan can help...
This card is probably worth the trouble of maintaining another credit card account, if you're a beauty professional who plans to spend at least $4K per year at CosmoProf and/or Sally Beauty Fact checked by Cathy Gresham If you're thinking about applying for the...
Dimensional Funds Advisors Executive summary Dimensional Funds Advisors is a large money manager who offers ETFs and mutual funds of many different strategies, from equity, to fixed income, to real estate and more. They only offer their funds through financial...
LensCrafters Credit Card >>> 5-minute review with lots of picsNot recommended. It's hard to see a reason to get this card. Even if, like with other store cards, you want to take advantage of the interest-free promo period to spread out payments, glasses are...
Synchrony Car Care Credit Card: 32 different flavors to skip Recommended in limited cases. Use the Synchrony Car Care Credit Card (and all its various versions) very cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees. If you...
Tuffy credit card: Use only as last resort | A brief reviewRecommended in limited cases. Use the Tuffy Credit Card very cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees. If you must pay for a large auto repair or...
Express Oil Change Credit Card | 5 minute review - only apply if desperateRecommended in limited cases. Use the Express Oil Change Credit Card very cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees. If you must pay for a...
Burlington Credit Card | 5 Reasons It's a Bad IdeaAvoid. It's hard for us to see a reason to get this card. If you do anyway, use the Burlington Credit Card very cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees.Pros and...
Mattress Warehouse Credit Card Shoppers: 3 Reasons to Be Careful!Recommended in specific cases. Use the Mattress Warehouse Credit Card very cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees. If you need to pay for a new...
Ivan Smith Credit Card: What you need to know in 5 minutes or lessRecommended in specific cases. Use the Ivan Smith Credit Card very cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees. If you need to pay for a large furniture...
Pep Boys Credit Card: Everything You Need to Know in 5 MinutesRecommended in specific cases. Use the Pep Boys Credit Card very cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees. If you need to pay for a large auto repair or...
Lovesac Credit Card: Don't Miss Our Pros, Cons, and TricksRecommended in specific cases. Use the Lovesac Credit Card cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees.Pros and Cons: Lovesac Credit CardProsYou can effectively...
Jiffy Lube Credit Card | Review | Avoid Unless DesperateRecommended in specific cases. Use the Jiffy Lube Credit Card very cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees. If you need to pay for a large auto repair or...
America's Tire Credit Card | Review | Avoid Unless Really DesperateRecommended in specific cases. Use the America's Tire Credit Card very cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees. If you need to pay for a large auto...
Brakes Plus Credit Card: Good in a Pinch, Otherwise Skip It Recommended in specific cases. Use the Brakes Plus Credit Card very cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees. If you need to pay for a large auto repair or...
Athleta Credit Card: Fun Idea, But Not Worth the Trouble Recommended in specific cases. Use the Athleta Credit Card cautiously. Requires special attention to on-time payments to avoid very high APR and/or fees. If you shop at Athleta or Gap brand stores very...
Founder/Owner/Editor/Author
Cody is the founder and owner of Personal Finance Guru. His day job is as a management consultant at one of the Top 3 firms (think Mckinsey, Bain), where he advises Fortune 500 C-suite clients on their most important and pressing business problems. He completed his business education at Harvard Business School.
After seeing the lack of personal finance education for regular people, Cody started the website with the mission to provide everyone access to information that will help them achieve their financial goals.
Cody approaches personal finance from a maximalist perspective, shunning typical advice around simply not buying a cup of coffee instead of more effective methods like investing in yourself to quickly grow your income.
He believes in saving money and investing for the future, but he also knows that you need to enjoy life today. That’s why Cody approaches money with a sense of humor and a positive attitude. He knows that if you’re not having fun while you’re growing your wealth, then what’s the point?
Cody approaches life with the same gusto that he brings to personal finance. He loves to travel and experience new cultures, and he is an avid reader and learner. He also enjoys playing sports (especially tennis) and spending time with his family and friends.
Editor & Author
Cathy Gresham is a finance whiz.
After earning her MBA from The Wharton School, she has worked in strategy at some of the world’s largest and most influential financial companies for 20+ years. Notably, she has worked for the biggest credit card issuers and networks and brings an insider’s perspective to how credit card products work behind the scenes.
Cathy is passionate about personal finance and investing, and loves helping people learn about these complex topics. Her wit and humor make learning about money fun, and she’s always happy to share her knowledge with others.
Cathy enjoys spending time with her family and friends when she’s not crunching numbers or developing investment strategies. She’s also an avid runner, and can often be found pounding the pavement on her morning jog.
Author
John has always been fascinated by money, wealth, and investing. He got a front row seat into how Ultra High Net Worth individuals, families, and entities manage their money while working for years in Goldman Sachs’ Private Bank.
He learned a great deal about personal finance and wealth management from some of the most experienced professionals in the industry.
Now he enjoys helping all kinds of people grow their wealth and achieve their financial goals.
When he’s not advising clients, Cody enjoys playing golf and spending time with family and friends.
At Personal Finance Guru, we want to help you maximize your lifestyle through personal finance. You can trust the integrity of our independent financial advice. Our opinions our own and have not been provided, review, approved, or endorsed by any advertiser or financial product provider. To support and grow the site, however, we may receive compensation from the issuers of some products.