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Financial fortress

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Financial Fortress.

We’re different from other personal finance “experts.” We’re maximalists who focus on growing income and wealth, rather than cost cutting, to use money to become truly free.

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Check out our most popular content first

Unconventional money wisdom

20 money strategies from a Wharton MBA will ave you thinking about your finances in a new way.

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2023 state-by-state cost of living report. We break down all the data and find the cheapest place to live.

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Financial products ‘stacks.’ We find the best financial products in each category.

RADICALLY DIFFERENT financial advice!


Maximalist perspective

We want, and we want you to get, the most out of life.

That doesn’t mean skipping coffees until you’re 65 just to scrimp by in retirement when you’re already old, like most personal financial advice will tells you to do.

We believe the path to financial freedom is through focusing on growing income, not cost cutting. 

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Real finance experts

Most personal finance advice is not written by true experts. We’re different. Our writers and editors:

  • Advised Fortune 500 C-suite executives at firms like Mckinsey and Bain
  • Graduated from MBA programs like Harvard, Stanford, and Wharton, specializing in finance
  • Advised the wealthiest people and institutions at Goldman Sachs private bank

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Our most often recommended business and finance books



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How Do Money Market Accounts Work?

How Do Money Market Accounts Work?

Thinking about ditching your savings accounts and wondering how do money market accounts work? We've got you covered...Fact checked by John Wayman Are you looking for an investment option that offers reasonable returns with easy accessibility? You might want to...

Meet our Personal Finance Experts:

Cody Beecham

Cody Beecham


Cody is the founder and owner of Personal Finance Guru. His day job is as a management consultant at one of the Top 3 firms (think Mckinsey, Bain), where he advises Fortune 500 C-suite clients on their most important and pressing business problems. He completed his business education at Harvard Business School. 

After seeing the lack of personal finance education for regular people, Cody started the website with the mission to provide everyone access to information that will help them achieve their financial goals.

Cody approaches personal finance from a maximalist perspective, shunning typical advice around simply not buying a cup of coffee instead of more effective methods like investing in yourself to quickly grow your income. 

He believes in saving money and investing for the future, but he also knows that you need to enjoy life today. That’s why Cody approaches money with a sense of humor and a positive attitude. He knows that if you’re not having fun while you’re growing your wealth, then what’s the point?

Cody approaches life with the same gusto that he brings to personal finance. He loves to travel and experience new cultures, and he is an avid reader and learner. He also enjoys playing sports (especially tennis) and spending time with his family and friends.

Cathy Gresham

Cathy Gresham

Editor & Author

Cathy Gresham is a finance whiz. 

After earning her MBA from The Wharton School, she has worked in strategy at some of the world’s largest and most influential financial companies for 20+ years. Notably, she has worked for the biggest credit card issuers and networks and brings an insider’s perspective to how credit card products work behind the scenes.  

Cathy is passionate about personal finance and investing, and loves helping people learn about these complex topics. Her wit and humor make learning about money fun, and she’s always happy to share her knowledge with others.

Cathy enjoys spending time with her family and friends when she’s not crunching numbers or developing investment strategies. She’s also an avid runner, and can often be found pounding the pavement on her morning jog.

John Wayman

John Wayman


John has always been fascinated by money, wealth, and investing. He got a front row seat into how Ultra High Net Worth individuals, families, and entities manage their money while working for years in Goldman Sachs’ Private Bank. 

He learned a great deal about personal finance and wealth management from some of the most experienced professionals in the industry.

Now he enjoys helping all kinds of people grow their wealth and achieve their financial goals.

When he’s not advising clients, Cody enjoys playing golf and spending time with family and friends.

Editor’s Note:

At Personal Finance Guru, we want to help you maximize your lifestyle through personal finance. You can trust the integrity of our independent financial advice. Our opinions are our own and have not been provided, reviewed, approved, or endorsed by any advertiser or financial product provider. To support and grow the site, however, we may receive compensation from the issuers of some products.