Fact checked by Cody BeechamNote: nothing in this article or anywhere on personalfinanceguru.com is investment advice. The information contained herein is not intended to be investment advice, it's for educational and informational purposes only and should not be...
In this article we quickly describe and analyze the performance of FZFXX, Fidelity's Treasury Money Market Fund. We also look at other cash management options available at Fidelity. Fact checked by Cathy GreshamNote: nothing in this article or anywhere on...
If you're an investor contemplating VTWAX, check out our full guide below. We cover performance to date and potential other options. Fact checked by Cathy GreshamNote: nothing in this article or anywhere on personalfinanceguru.com is investment advice. The information...
Wondering what the SPAXX position in your Fidelity account is? Or maybe your wondering what other cash management options Fidelity offers, either way you're in the right placeFact checked by Cathy GreshamNote: nothing in this article or anywhere on...
Are you seeing FDRXX as a position in one or more of your Fidelity accounts, but don't remember making that investment? We explain what FDRXX is and what some of your other cash management options are in this article. Fact checked by Cathy GreshamNote: nothing in this...
We take a rapid look at the facts, benefits, and drawbacks of the Revvi credit card, as well as quickly synthesize other Revvi credit card reviews its received Fact checked by Cody BeechamMost people with poor or no credit card are unable to get credit cards that...
We look at QYLG: the Global X Nasdaq 100 Covered Call & Growth ETF and consider its performance and if we want to add it to our portfolio. Fact checked by Cathy GreshamNote: nothing in this article or anywhere on personalfinanceguru.com is investment advice. The...
We want, and we want you to get, the most out of life.
That doesn’t mean skipping coffees until you’re 65 just to scrimp by in retirement when you’re already old, like most personal financial advice will tells you to do.
We believe in helping you get wealthy early!
Most personal finance advice is not written by true experts. Our writers and editors:
We quickly give you all the facts you need to know about Banter by Piercing Pagoda's store credit card. Fact checked by Cody BeechamAre you thinking of applying for the Banter Credit Card offered by Piercing Pagoda? If so, you've landed in the right place. We'll give...
![Plaza Tire Credit Card: Good Way To Finance Car Repair? [Find Out!]](https://z2la4b.p3cdn1.secureserver.net/wp-content/uploads/2023/02/Plaza-Tire-credit-card-featured-image-1200x628-2-400x250.webp)
We take a hard look at this store credit card meant to help people finance small to medium auto repair purchases.Fact checked by Cody BeechamLike many store credit cards, we found this card pretty disappointing. If you desperately need to make a car repair and really...
![Salon Centric Credit Card: Rock Solid Option for Pros [3 Reasons Why]](https://z2la4b.p3cdn1.secureserver.net/wp-content/uploads/2023/02/Salon-Centric-credit-card-featured-image-1200x628-2-400x250.webp)
We recommend a store credit card for a change. The Salon Centric credit card is a great option for beauty professionals.Fact checked by Cody BeechamNote that the Salon Centric Credit Card is only available to beauty professionals. It's not open to the general public....
Trying to decide if you should invest in VEU vs VXUS? We've got you covered in our complete breakdownFact checked by Cathy GreshamVanguard's two international ETF offerings are so similar, it's tough to distinguish them enough to decide which to invest in if you want...
![Petco Credit Card: I’d Skip It [3 Reasons Why Inside]](https://z2la4b.p3cdn1.secureserver.net/wp-content/uploads/2023/02/Petco-credit-card-featured-image-1200x628-2-400x250.webp)
The rewards program here is hard to understand and clunky to actually use. I'm skipping it personally. Fact checked by Cody BeechamDo you have a pet and shop at Petco all the time like me? I spend so much there I decided to look into their credit card to see if it was...
![Famous Footwear Credit Card: Run Away [Find Out Why Inside]](https://z2la4b.p3cdn1.secureserver.net/wp-content/uploads/2023/01/Famous-footwear-featured-image-1200x628-2-400x250.webp)
This card should be avoided. It only offers rewards of store credit and makes redeeming that store credit very difficult.Fact checked by Cody BeechamIf you're thinking about applying for the Famous Footwear credit card, take a moment to read our review first. There...
Are you considering Truebill to track and help you save money? Continue reading to discover whether this app is a good match for you!Fact checked by Cathy GreshamUpdate: Truebill is now a part of Rocket Money. It is a financial management app owned by Rocket...
What are certified funds, how do they work, and what is their purpose? Read this article to learn everything you need to know about certified funds.Fact checked by Cathy GreshamWhile the term “certified” funds may initially be confusing, the idea is very...
Can you spread out the costs of a Rolex watch with finance? We take a closer look at how you can finance your Rolex and what you need to qualify.Fact checked by Cathy GreshamWith the price of a Rolex watches ranging from a few thousand dollars to tens of thousands of...
Roth IRAs are a great way to save for your future, and get ready for retirement. But what are the rules for multiple accounts? Read on to learn more.Fact checked by Cathy GreshamRoth IRAs, or Individual Retirement Accounts, are a great way to save and invest for...
Need a good credit union based in Arizona? Check out our top recommended credit unions in Arizona right here, along with our in-depth reviews for each choice! Fact checked by Cathy Gresham Credit unions are nonprofit cooperatives which offer people saving and lending...
A flat wallet, otherwise known as a crypto wallet, is necessary software to keep crypto data safe, as well as to protect transfers. Click through to learn more about it!Fact checked by Cathy GreshamMost people know wallets as handy little pouches or cases used to help...
If you need to know if affirm affects your credit score then dive into our brief article below. We cover everything you need to know and more on the topic.Fact checked by Cathy GreshamAffirm is one of several popular ‘Buy Now, Pay Later' options, which have been...
Can you use a credit card for closing costs? We took a closer look at the answer to this, as well as the other options that you may want to consider. Fact checked by Cathy Gresham Closing on a house is an exciting time, but it can also be very expensive - especially...
![Do You Get Paid For Orientation? [Answer Inside]](https://z2la4b.p3cdn1.secureserver.net/wp-content/uploads/2023/01/Do-You-Get-Paid-For-Orientation-1-400x250.webp)
Orientation is an important part of starting any new job - but do you have to be paid? The answer is yes - and we have all the information you need.Fact checked by Cathy GreshamOrientation is an important element of finding your feet in a new role - this is a chance...
Has your total loan balance increased, but you're not sure why? There are 3 primary reasons why this could happen. Check out our guide below to find out the most common reasonsFact checked by Cathy GreshamLoans can be a great financial tool. Taking out a loan can help...
This card is probably worth the trouble of maintaining another credit card account, if you're a beauty professional who plans to spend at least $4K per year at CosmoProf and/or Sally Beauty Fact checked by Cathy Gresham If you're thinking about applying for the...
Dimensional Funds Advisors Executive summary Dimensional Funds Advisors is a large money manager who offers ETFs and mutual funds of many different strategies, from equity, to fixed income, to real estate and more. They only offer their funds through financial...
Founder/Owner/Editor/Author
Cody is the founder and owner of Personal Finance Guru. His day job is as a management consultant at one of the Top 3 firms (think Mckinsey, Bain), where he advises Fortune 500 C-suite clients on their most important and pressing business problems. He completed his business education at Harvard Business School.
After seeing the lack of personal finance education for regular people, Cody started the website with the mission to provide everyone access to information that will help them achieve their financial goals.
Cody approaches personal finance from a maximalist perspective, shunning typical advice around simply not buying a cup of coffee instead of more effective methods like investing in yourself to quickly grow your income.
He believes in saving money and investing for the future, but he also knows that you need to enjoy life today. That’s why Cody approaches money with a sense of humor and a positive attitude. He knows that if you’re not having fun while you’re growing your wealth, then what’s the point?
Cody approaches life with the same gusto that he brings to personal finance. He loves to travel and experience new cultures, and he is an avid reader and learner. He also enjoys playing sports (especially tennis) and spending time with his family and friends.
Editor & Author
Cathy Gresham is a finance whiz.
After earning her MBA from The Wharton School, she has worked in strategy at some of the world’s largest and most influential financial companies for 20+ years. Notably, she has worked for the biggest credit card issuers and networks and brings an insider’s perspective to how credit card products work behind the scenes.
Cathy is passionate about personal finance and investing, and loves helping people learn about these complex topics. Her wit and humor make learning about money fun, and she’s always happy to share her knowledge with others.
Cathy enjoys spending time with her family and friends when she’s not crunching numbers or developing investment strategies. She’s also an avid runner, and can often be found pounding the pavement on her morning jog.
Author
John has always been fascinated by money, wealth, and investing. He got a front row seat into how Ultra High Net Worth individuals, families, and entities manage their money while working for years in Goldman Sachs’ Private Bank.
He learned a great deal about personal finance and wealth management from some of the most experienced professionals in the industry.
Now he enjoys helping all kinds of people grow their wealth and achieve their financial goals.
When he’s not advising clients, Cody enjoys playing golf and spending time with family and friends.
At Personal Finance Guru, we want to help you maximize your lifestyle through personal finance. You can trust the integrity of our independent financial advice. Our opinions our own and have not been provided, review, approved, or endorsed by any advertiser or financial product provider. To support and grow the site, however, we may receive compensation from the issuers of some products.