PFG Credit Card Comparison Tool:

We’ve removed the branding so you can focus on the critical details you need to decide which credit card you should apply for. To learn more and/or apply for any card, just click the button to the far right of each row. 🚀 “ℹ︎” Indicates you can hover for additional information 

Cash Back Credit Cards

Reward
rate
APRSignup
bonus
Promo
financing
Suggested
credit score
Annual
fee
PFG
Rating
Apply or
learn more
1.5% ℹ︎Unlimited cash back on all purchases
16%–25%
$200 ℹ︎Required $500 spend in first 3 mo. Also earn 5% cash back on gas station purchases up to $6K in the first year (that's up to $300 if you fully maximize it, but that would take spending an average of $500 in gas per month)
None ℹ︎No promotional financing being offered on this card at this time
680+$0Strongly recommendedCheck current offer
1.0% ℹ︎+5% on monthly category of choice (up to $500 of spend). Note that even if you fully optimize it this extra spend is only worth an extra $25/mo.
16%–26%
$200 ℹ︎Requires $1.5K spend in first 6 mo.
0%/15 mo. ℹ︎For purchases & balance transfers (5% balance transfer fee)
660+$0RecommendedCheck current offer
2.0% ℹ︎2.0% unlimited cash back
17%–27%
$200 ℹ︎Requires $1K spend in first 3 mo.
0%/15 mo. ℹ︎For purchases & balance transfers (3% balance transfer fee for transfers made within first 120 days of account opening, after that 5% for each balance transfer)
620+$0Strongly RecommendedCheck current offer
1.0% ℹ︎1% unlimited cash back + 3% on dining, entertainment, most streaming services and grocery (excludes grocery from Target and Walmart). Unlike many credit card's bonus categories, this 3% is unlimited, a nice feature! +5% on hotels and rental cars booked through their travel portal. +8% on entertainment booked through their portal.
16%–26%
$200 ℹ︎Requires $500 spend in first 3 mo.
0%/15 mo. ℹ︎For purchases & balance transfers (3% balance transfer fee) for transfers made within first 6 months of account opening, no special rate for each balance transfer after that
640+$0RecommendedCheck current offer
1.0% ℹ︎1% unlimited cash back + 3% on dining, entertainment, most streaming services and grocery (excludes grocery from Target and Walmart). Unlike many credit card's bonus categories, this 3% is unlimited, a nice feature!
27%$0
0%/15 mo. ℹ︎For purchases & balance transfers (3% balance transfer fee for transfers made within first 6 months of account opening, no special rate for each balance transfer after that
580+$0NeutralCheck current offer
1.0% ℹ︎1% unlimited cash back + 4% unlimited cash back on dining, entertainment, most streaming services. +3% on grocery (excludes grocery from Target and Walmart). +5% unlimited cash back on hotels and rental cars booked through their travel portal. Unlike many credit card's bonus categories, this 4% and 5% are unlimited, a nice feature! +8% on entertainment booked through their portal.
17%–25%
$300 ℹ︎Requires $3K spend in first 3 mo.
None ℹ︎No promotional financing being offered on this card at this time
680+$95RecommendedCheck current offer
2.0% ℹ︎2% unlimited cash back + 3% unlimited cash back on When you use their payment system to checkout (widely accepted, but certainly not everywhere)
17%–30%
$0 ℹ︎Not currently being offered. In the past has been around ~$100. Unclear if/when they will bring back a sign up bonus.
None ℹ︎No promotional financing being offered on this card at this time
680+$0Strongly RecommendedCheck current offer
1.0% ℹ︎1% unlimited cash back + 2% unlimited cash back on grocery stores and wholesale clubs + 3% cash back in the category of your choice. Choices include gas, online shopping, dining, travel, drug stores or home improvement/furnishing. All of these rates may be eligible for an increase if you also have an investment account with this institution.
16%–26%
$200 ℹ︎Requires $1K spend in first 3 mo.
0%/18 mo. ℹ︎For balance transfers (3% balance transfer fee) made within first 2 months of account opening.
660+$0RecommendedCheck current offer
2.0% ℹ︎2.0% unlimited cash back
17%
$0 ℹ︎No sign up offer at this time
None ℹ︎No promotional financing offer at this time. Balance transfer fee of 3%.
720+$0Strongly RecommendedCheck current offer
2.0% ℹ︎2.0% unlimited cash back. Note that you earn rewards in points on this card, but the points are easily redeemable into cash.
16%–26%
$200 ℹ︎Requires $1.5K spend in first 6 mo.
0%/18 mo. ℹ︎For balance transfers ONLY (3% balance transfer fee) made within first 4 months of account opening. Balance transfers after that incur a 5% fee.
680+$0RecommendedCheck current offer
1.0% ℹ︎1.0% unlimited cash back + 5% cash on up to $1.5K in rotating quarterly categories like grocery stores, gas stations and Amazon. Rotating category requires activation. Additional category reward worth up to $240 per year if perfectly optimized ((5%-1%)*($1.5K*4 quarters)=$240)
14%–25%
2x 1st yr. reward ℹ︎For the first year only, this company will match (e.g., double) dollar-for-dollar the cash back rewards you earn. There is no limit.
None ℹ︎5% balance transfer fee
660+$0RecommendedCheck current offer
1.0% ℹ︎1.0% unlimited cash back + 5% cash on up to $1.5K in rotating quarterly categories (requires activation each quarter, this is worth $240/yr over the regular 1% if perfectly optimized) + 5% cash back on travel purchased through their portal + 3% on dining including takeout
17%–26%
$200 ℹ︎Must spend $500 in first 3 months. Also receive 5% cash back at gas stations for your first year after account opening on up to $6K or purchases (that's worth $240 over the normal 1% if perfectly optimized)
0%/15 mo. ℹ︎For purchases and balance transfers (3% balance transfer fee if made within 60 days of account opening, after that it's a 5% fee)
680+$0RecommendedCheck current offer
1.5% ℹ︎1.5% unlimited cash back + 5% cash back on travel purchased through their portal
16%–26%
$200 ℹ︎Must spend $500 in first 3 months.
0%/15 mo. ℹ︎For purchases and balance transfers made within 15 months (3% balance transfer fee)
720+$0Strongly RecommendedCheck current offer
1.0% ℹ︎1.0% unlimited cash back + 2% unlimited cash back on a category of your choice each quarter (requires activation) + 5% cash back on travel booked through their travel portal + 5% cash back on two categories of your choice on up to $1K per category per quarter (that's worth $640/yr on top of the normal 1% back rate, if perfectly optimized)(requires activation).
17%–27%
$200 ℹ︎Must spend $1K in first 4 months.
0%/15 mo. ℹ︎For purchases and balance transfers made within first 15 months (3% balance transfer fee)
700+$0Strongly RecommendedCheck current offer
1.5% ℹ︎1.5% unlimited cash back.
16%–26%
$200 ℹ︎Must spend $1K in first 3 months.
0%/18 mo. ℹ︎For purchases and balance transfers made within first 60 days (3% balance transfer fee)
660+$0RecommendedCheck current offer