1. Make IRA contributions that count for ’21 by April 15th, ’22

  2. Invest automatically by setting up direct deposit to your investment account(s)

  3. Set 401k and/or IRA contributions to max out in ’22

  4. Review your investment portfolio. Rebalance if necessary

  5. Review your W-4 tax withholding and adjust if needed

  6. Make estimated tax payments by Jan 15th to potentially avoid penalties (if applicable)

  7. Review your insurance policies and premiums to determine if still appropriate

  8. Check your free credit report

  9. Review your ’21 plans and goals and make your ’22 plan